Congratulations! You're ready to buy a home
Mortgage Home Purchase Loans Without The Hassle!
Looking to finance a home or real estate purchase? Choosing the right home purchase loan and securing the best mortgage rate for your situation shouldn’t feel overwhelming. I help homebuyers simplify the process, compare loan options, and move forward with confidence.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a pre-approval letter request.
We clearly explain the differences between today’s mortgage loan programs so you can confidently choose the right option—whether you’re a first-time homebuyer, a move-up buyer, or an experienced real estate investor.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
- Complete our simple mortgage pre-approval letter request.
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
- Fixed Rates
- Adjustable Rate Mortgage (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years